International Health & Dental Insurance

Your Insurance Policy

  • All international students are enrolled and covered by the Guard.Me–CBU International Student Health & Dental Insurance Plan. This plan is mandatory and protects your health and your financial security.

Your plan will cover:

  • Emergency healthcare coverage for any new, unexpected medical conditions that occur while the plan is in effect.

When can I start using my plan?

Effective date of your health plan is September 1.

Expiry date of your health plan is August 31.

Where do I get my insurance card?

Health cards will arrive in your CBU email inbox.  The International Advisors office will email all students to notify you when your card has arrived.

Should you need to see a doctor before you receive your card, please contact an International Student Advisor.

How much is the plan?

The cost of the plan is $744.00 for individual coverage.

If you wish to have coverage for your family in Canada you must visit the International Advisors to complete the application no later than September 30.  Once approved by the insurer, coverage will begin at a cost of $744.00 per family member.

Click here to learn about mobileDOCTOR by Guard.Me

Medical Services Insurance (MSI)

If you have been residing in Nova Scotia for 12 consecutive months and you have not left the province for more than 31 consecutive days, you may be eligible for provincial medical insurance known as MSI. An MSI card is available to Nova Scotia residents and provides medical and hospital care free of charge. Please note that this is not an extended health coverage plan so prescription drugs, etc. are not covered. You will continue to require your extended benefits plan (DSU Health and Dental Plan).

Getting your provincial health card

To obtain an application and determine your eligibility, please call the MSI office at 902-496-7008. After answering a few questions, you will be sent an application by mail. You must return the application by mail, with a copy of your study mermit. Then an MSI card will be sent to you directly.

Annual renewal of MSI coverage

Once you are eligible for provincial medical coverage (MSI) you must apply for it annually as your card has an expiry date. You will be asked to prove that you have not left the province for more than 31 consecutive days (in addition to other requirements). This program which is provided by the Government of Nova Scotia is subject to change without notice

Health Care in Canada


Max Bell Health Centre (Located on campus, beside Subway Restaurant): A physician, nurse and physiotherapist are located on site. The hours of operation are 8:30a.m.-4:00p.m. with the exception of 12:30p.m-1:00p.m. If you need to see the physician, please make an appointment by visiting the office or calling 902-563-1359.

Services include:

  • Health counselling and education
  • Medicals (subject to fee)
  • Sexual health education
  • Birth control information and emergency contraception (subject to fee)
  • HIV education and testing (subject to fee)
  • STI education and testing (subject to fee)
  • Pregnancy testing
  • Free condoms
  • Injections (B12, immunizations, Depo Provera, allergy)
  • First Aid
  • Dressing and wound care
  • Blood pressure and glucose monitoring
  • Physiotherapy services
  • Nursing information
  • Diagnosis, treatment and follow-up of medical conditions.

Dr. Kodagoda Walk-In Clinic (185 Bentick Street, Sydney): Open Sundays 11:00a.m.-2:00p.m. Phone: 902-539-0078

Sydney Walk-In Clinic (196 King’s Road, Sydney): Phone: 902-567-0010

Medical Clinic at Lawtons Pharmacy (540 George Street, Sydney): Open Sunday 11:00a.m.-2:00p.m.

Glace Bay Walk-In Clinic (35 Sterling Road, Glace Bay): Open Tuesday-Thursday 2:00p.m.-7:00p.m. Phone: 902-849-4601 

Dr. Mohan S. Virick Walk-In Clinic (336 King’s Road, Sydney): Open Tuesday, Thursday and Saturday at 6:30a.m. to the first 50 patients. Also open Wednesday 8:00a.m.-1:00p.m. Phone: 902-539-6049


In the case of an emergency, please visit your local emergency room or dial 9-1-1. Please note that emergency rooms are for emergencies only such as high fever, extreme sickness, broken bones, chest pains or severe pain. Emergency rooms can have long wait times, so please take this into consideration.

Only dial 9-1-1 in the case of an emergency requiring immediate action.

Cape Breton Regional Hospital Emergency Room

1482 George Street, Sydney

Glace Bay Emergency Room

300 South Street, Glace Bay

New Waterford Emergency Room

716 King Street, New Waterford

If you are unsure whether your situation is an emergency or non-emergency, or you require medical adivce on a situation, you can dial 811 to speak to a registered nurse at any time.


Additional Services

Counselling services are available to all students of Cape Breton University.  Our counselor, Helen Boone is located in Learning Commons and Student Life Center.

Appointments to meet with our counselor can be made by contacting Angela MacKinnon at 902-563-1639 or via email at .

Questions / Inquiries

Please contact the International Advisors located in the International Student and Study Abroad Centre.

Your prescription to health & saving money starts with the CBU International Medical Plan.

Health Forms

Health Insurance


Donalda Johnston-Roper
International Student Advisor

Office: B 117-4

Phone: 902.563.1278